Ángel Cano Fernández - President, Chief Operating Officer, Director, Member of Executive Committee and Member of Global Asset Allocation Committee Tomas Blasco Sánchez Manuel González Cid - Chief Financial Officer and Head of Finance Division

Good morning, everyone. Welcome to this webcast for the presentation of the BBVA Group Results for the Third Quarter of 2013. The presentation and explanation will be given by our COO, Ángel Cano; and then we'll have a Q&A, which would take place immediately after the presentation, which will also have our CFO, Manuel González Cid, to help us. Any questions that for reasons of time can't be answered during the webcast will be dealt with by the Investor Relations team during the rest of the day. Ángel, you have the floor. Ángel Cano Fernández: [Spanish] Welcome to this presentation of results of the BBVA Group for the third quarter of 2013. Before we start to look at the highlights, as we always do every quarter, there are some highlights of the news that I wanted to cover. I'd say that the tendencies that we've been talking about and we've been observing for some time now are becoming increasingly confirmed this quarter. Perhaps, the United States has taken up a lot of the news during this time. It was the main headline quite often, but finally, the impact we've actually seen has been quite limited from the shutdown. And then the outflow of funds coming from the possible tapering and the easing off of the -- quantitative easing have pretty well flattened out. The international markets have shown very positive performance throughout the quarter. Meanwhile, in Europe, more progress has been made along the right path, moving towards the definition and the implementation of the single banking supervisor and the resolution mechanism. And then finally, here in Spain, the rate of recovery is being slow and will continue to be slow over the next few months, but nonetheless, what we are seeing is that it's likely that there will be…