Good morning ladies and gentlemen, and thank you for waiting. At this time, we would like to welcome everyone to Banco Macro’s Second Quarter 2014 Earnings Conference Call. We would like to inform you that the second quarter 2014 press release is available to download at the Investor Relations website of Banco Macro, www.ri-macro.com.ar. Also, this event is being recorded and all participants will be in a listen-only mode during the Company’s presentation. After the Company’s remarks are completed, there will be a question-and-answer session. At that time, further instructions will be given. (Operator Instructions) It is now my pleasure to introduce our speakers. Joining us from Argentina are Mr. Jorge Pablo Brito, member of the Executive Committee; Mr. Guillermo Goldberg, Commercial Deputy General Manager; Mr. Jorge Scarinci, Finance and IR Manager; Ines Lanusse, IR Officer and other members of the Bank’s management team. Now, I will turn the conference over to Mrs. Ines Lanusse, IR Officer. You may begin your conference.

Good morning and welcome to Banco Macro second quarter 2014 conference call. Any comment we will make today may include forward-looking statements which are subject to various conditions and these are outlined in our 20-F which was filled to the SEC and is also available at our website. The second quarter 2014 press release was distributed last Wednesday and it is also available at our website. Banco Marco is one of the leading private banks in Argentina, with a strong presence in the interior of the country and a branch network of 431 branches. Even though we are a universal bank, we focus on low-to-middle income individuals and SMEs. Banco Marco is a financial agent of four provinces in Argentina, Salta, Jujuy, Misiones, and Tucuman. I will now briefly comment on the Bank’s second quarter 2014 financial results. Banco Marco’s net income for the quarter was Ps.732.6 million, or 59% higher than the Ps.460.4 million earned one year ago. In the quarter net financial income totaled Ps.1.7 billion or 44% higher than the Ps.1.2 billion registered one year ago, This performance can be traced to a 63% year-on-year increase in financial income, and an 88% year-on-year increase in financial expenses. Within financial income interest on loans rose 47% year-on-year due to an increase of 580 basis points in the average private lending interest rates. The second quarter 2014, interest on loans represented 80% of the total financial income, compared to the 69% in the first quarter of 2014. On the other hand, net income from government and private securities increased 109% quarter-on-quarter due to higher income from government securities, especially LEBACs and NOBACs, and a higher volume also of these LEBACs and NOBACs. Income from foreign currency also decreased 74% year-on-year due to a lower asset position revaluation caused by…

(Operator Instructions) The first question comes from Chris Salgardo of JPMorgan. Please go ahead. Chris Salgardo – JPMorgan: Hi, good morning. Thanks for taking my call. Just a quick question in terms of consumer loans. I know that you very recently announced rate caps on consumer loans. I just wanted to get a sense of what you thought the financial impacts might be in terms of net interest margin and then also in terms of loan growth?

, : Going forward in terms of loan demand, I think that this cap rates may be marginally felt in terms of loan demand, but I think that the base of the economy in Argentina are much more going to influence on the loan demand rather than the caps on the interest rate. So, bottom-line I am not seeing major impacts on these – cap on these rates in order to influence the loan demand, I mean. Chris Salgardo – JPMorgan: Okay, great. Thanks.

(Operator Instructions) The next question comes from Santiago Louis of Raymond James. Please go ahead. Santiago Louis – Raymond James: Hi, my question has been answered. Thank you.

(Operator Instructions) There are no questions at this time. This concludes the question and answer session. I will now turn call over to Mrs. Ines Lanusse for final considerations.

Okay, thank you for your time. Have a good day. Bye.