Good morning, ladies and gentlemen, and thank you for waiting. At this time, we would like to welcome everyone to Banco Macro’s 2Q 2021 Earnings Call. We would like to inform you that the 2Q 2021 press release is available to download at the Investor Relations website of Banco Macro at www.macro.com.ar/relaciones-inversores. Also this event is being recorded and all participants will be in a listen-only mode during the company’s presentation. [Operator Instructions] It is now my pleasure to introduce our speakers. Joining us from Argentina are, Mr. Gustavo Manriquez, Chief Executive Officer; Mr. Jorge Scarinci, Chief Financial Officer; and Mr. Nicolas Torres, IR. Now, I will turn the conference over to Mr. Nicolas Torres. You may begin your conference.

Thank you, Sara. Good morning and welcome to Banco Macro’s 2Q 2021 conference call. Any comment, we may make today, may include forward-looking statements, which are subject to various conditions and these are outlined in our 20-F which was filed to the SEC and it is available at our website. Second quarter 2021 press release was distributed yesterday and it’s also available at our website. All figures are in Argentine pesos and have been restated in terms of the measuring unit current at the end the reporting period. As of the first quarter of 2020, the Bank started reporting results applying hyperinflation accounting in accordance with IFRS IAS 29 as established by the Central Bank of Argentina. For ease of comparison, previous quarters have been restated applying IAS 29 to reflect the accumulated effect of the inflation adjustment for each period through June 30, 2021. I will now briefly comment on the Bank’s second quarter 2021 financial results. Banco Macro’s net income for the quarter was ARS4.6 billion, 90% higher than the first quarter of 2021 and 50% lower than the result posted a year ago. The Bank’s second quarter 2021 accumulated ROE and ROA of 7.8% and 1.7% respectively remained healthy and show the Bank’s earnings potential. Net operating income before general and administrative and personnel expenses for the second quarter of 2021 was ARS39.4 billion, increasing 5% or ARS1.9 billion quarter-on-quarter due to a relatively small loan loss provisions and higher income from financial instruments at fair value through profit or loss. On a yearly basis, net operating income decreased 1% or ARS355 million due to lower net interest income and lower net fee income. Operating income after general, administrative and personnel expenses was ARS19.4 billion, 7% or ARS1.6 billion lower than in the first quarter of 2021…

[Operator Instructions] There are no questions at this time. This concludes the question-and-answer session. I will now turn it over to Mr. Nicolas Torres for final consideration. : :

Thank you all for your interest in Banco Macro. We appreciate your time and look forward to speaking with you again. Good day.

The conference is now concluded. Thank you for attending today's presentation. You may now disconnect.